295

How do you deal with being broke? (lemmy.ml)

submitted 1 year ago by quinnly@lemmy.ml to c/asklemmy@lemmy.ml

164 comments fedilink hide all child comments

I'm in my 30s so I should be used to this by now, but this shit is getting so stressful guys. I have no savings, my checking account is drained every month with rent, and if there's ever a serious emergency I have no safety net, I'm legitimately fucked. I'm one unplanned expense away from absolute ruin. Those in the same boat as me, how do you deal with this?

you are viewing a single comment's thread
view the rest of the comments

[-] ryathal@sh.itjust.works 1 points 1 year ago

Studies repeatedly show people spend more with cards. It's often more than the cash back amount in the first place, and additional fees for credit cards is becoming more common. Cash is vastly superior at controlling spending.

[-] June@lemm.ee 1 points 1 year ago

Granted this is a discipline thing

Yes, I am keenly aware

this post was submitted on 01 Sep 2023

295 points (97.1% liked)

Asklemmy

44196 readers

1220 users here now

A loosely moderated place to ask open-ended questions

Search asklemmy 🔍

If your post meets the following criteria, it's welcome here!

Open-ended question
Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
Not ad nauseam inducing: please make sure it is a question that would be new to most members
An actual topic of discussion

Looking for support?

Looking for a community?

Lemmyverse: community search
sub.rehab: maps old subreddits to fediverse options, marks official as such
!lemmy411@lemmy.ca: a community for finding communities

~Icon~ ~by~ ~@Double_A@discuss.tchncs.de~

founded 5 years ago

MODERATORS