71
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
this post was submitted on 13 Nov 2023
71 points (90.8% liked)
Canada
7156 readers
356 users here now
What's going on Canada?
Communities
🍁 Meta
🗺️ Provinces / Territories
- Alberta
- British Columbia
- Manitoba
- New Brunswick
- Newfoundland and Labrador
- Northwest Territories
- Nova Scotia
- Nunavut
- Ontario
- Prince Edward Island
- Quebec
- Saskatchewan
- Yukon
🏙️ Cities / Regions
- Calgary (AB)
- Edmonton (AB)
- Greater Sudbury (ON)
- Halifax (NS)
- Hamilton (ON)
- Kootenays (BC)
- London (ON)
- Mississauga (ON)
- Montreal (QC)
- Nanaimo (BC)
- Oceanside (BC)
- Ottawa (ON)
- Port Alberni (BC)
- Regina (SK)
- Saskatoon (SK)
- Thunder Bay (ON)
- Toronto (ON)
- Vancouver (BC)
- Vancouver Island (BC)
- Victoria (BC)
- Waterloo (ON)
- Winnipeg (MB)
🏒 Sports
Hockey
- List of All Teams: Post on /c/hockey
- General Community: /c/Hockey
- Calgary Flames
- Edmonton Oilers
- Montréal Canadiens
- Ottawa Senators
- Toronto Maple Leafs
- Vancouver Canucks
- Winnipeg Jets
Football (NFL)
- List of All Teams:
unknown
Football (CFL)
- List of All Teams:
unknown
Baseball
- List of All Teams:
unknown
- Toronto Blue Jays
Basketball
- List of All Teams:
unknown
- Toronto Raptors
Soccer
- List of All Teams:
unknown
- General Community: /c/CanadaSoccer
- Toronto FC
💻 Universities
💵 Finance / Shopping
- Personal Finance Canada
- BAPCSalesCanada
- Canadian Investor
- Buy Canadian
- Quebec Finance
- Churning Canada
🗣️ Politics
🍁 Social & Culture
Rules
Reminder that the rules for lemmy.ca also apply here. See the sidebar on the homepage:
founded 3 years ago
MODERATORS
Ok, she doesn't have an income problem, she has a spending problem.
The internet + phone bill of over $200 a month is insane! She can negotiate/switch her internet bill to at least half that. And she can switch her cell phone to something like public mobile for 1/4 of what she's paying now.
Car repairs, gas, insurance... if you can bike in your small town, this will save you a fortune. Also, consider switching to CAA's pay-as-you-go insurance, which works incredibly well if you also bike.
Food... way, WAY overspending here. $400 a month could feed a family of four, so that needs to be looked at. And "eating out, coffee, alcohol" should be cut completely if she's struggling.
Her cats... well, pets are a money pit. This will always keep her debt.
Haircuts/cosmetics. I'm not a lady, so I can't say whether this is a typical expense or not, but unless she makes a living based on her appearance, this should be trimmed (no pun intended) to a more reasonable level.
Apps... I'm going to assume these are subscription services totalling $30 a month. Insane. Cut those out unless absolutely necessary.
If someone can help her budget, she could easily be saving $500+ a month with little effort.
$50k for an individual living in a small town should have her living like a queen.
I pay $112 for bell fiber internet and $42 for virgin 20gb after taxes. No bundles. Phone is paid for. I live in a small town 45mins from the 401? You can certainly get cheaper internet/phone than $200 a month. Although between the 2 of us, we average more than $100 person/week. We certainly don’t buy the cheapest we can but we budget where we choose.