Root is extremely useful for customizing the OS and running certain types of apps. It won't really do much for your average user and does degrade security depending on how root access was gained/obtained. It's going to be a balance. Also keep in mind a handful of apps (like banking apps) will do a root check before loading the application and refuse to let you access it if it determines your device is rooted.

Tdlr: Rooting is great if you need it for something, just be sure to understand the downsides and don't bother if you don't have a specific use case for root access.

Yes it degrades security, yes it is worth it for my usecase at least

I use it to backup apps with Swift Backup, it's not insecure as long as you don't do silly things like modifying system files in a dangerous way, keep in mind that some banking apps and even games won't work if they detect root.

There are already several opinions about rooting, so I'm not entering that discussion, but I can share my view of ACC and AccA.

I'm the kind of person, who charges the phone over the night. My device theoretically supports 33W charging (can't test this as I don't have the stock charger), but when charging over the course of several hours I don't need this speed.

I have the current limit set to 750mA and max charge in range of 90-95%. This works fine for me and in case I need a quick top-up there's always Charge once to #%, without restrictions option.

It is potentially unsecure both as a process and with its consequences, but if you know what you are doing (carefully read tutorials and guides step by step especially if you have no beforehand experience) you have a very low chance to brick your device or corrupt it in any other way.

It's important to note that rooting is different from device model to device model and especially from manufacturer to manufacturer. Some manufacturers totally prevent rooting. Officially you lose the warranty of your device if you root it.

Some of the other commenters have mentioned that some apps check for root and refuse to work if the device is rooted (or only because the bootloader is unlocked) which is true, however if you are rooted there is variety of tools to prevent these apps from recognizing a rooted device (or just unlocked bootloader) so I wouldn't count this as that much of a problem. I am using banking apps and google pay on my rooted phone just fine.