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My wife and I keep getting our debit cards stolen online. We notice the charges and are able to dispute them and cancel our cards, but it sure is annoying.

We don't put our card information on suspicious websites. They're on well known websites like amazon and Facebook.

We ran out emails through a data breach checker and it found nothing.

I don't think there's any malware on our devices.

Any idea what could be happening and how to prevent it?

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[-] LedgeDrop@lemm.ee 2 points 1 year ago

As others have mentioned use a credit card instead of debit.

But if you need/want to use a debit card, then take a look at services like Revolut or Wise (non-referal links included).

Both provide you with debit cards that you can enable/disable instantly within their app. Revolut gives you "virtual cards" which can be used for online subscription, so you can create a dedicated virtual card for each subscription (minimizing the impact if/when one of your cards is leaked). Revolut also has "one time use cards", so a new debit card number for a single purchase. In practice, more and more vendors are disallowing "one time use cards", but you can create a similar effect with the virtual cards.

Both platforms also allow you to set up dedicated (monthly) spending limits on either the physical or virtual cards. So you can limit your exposure that way too.

[-] JakenVeina@lemm.ee 1 points 1 year ago

On top of just being a good idea in general, this could help OP figure out how their cards are getting stolen. Use a unique card number for each different service, and you can tell which service is compromised, either in your use of it, or in the service itself.

[-] CriticalMiss@lemmy.world 1 points 1 year ago

Something tells me you’re keylogged if you keep cancelling, ordering new ones and getting pwned within days of the new card arriving. Format your computers. Use more open source tools whose code you can audit. Firefox instead of Chrome, no sketchy extensions like Honey and cash back stuff. If you pirate stuff, try to do it from verified sources.

[-] Snowman44@lemmy.world 1 points 1 year ago

It happens within months, not days. I don't use honey and I don't pirate. I use both chrome and Firefox, but maybe I should stick to Firefox.

[-] _wintermute@lemmy.world 0 points 1 year ago

Don't save your cards in browsers anywhere.

[-] db2@lemmy.one 1 points 1 year ago

whose code you can audit

More like whose code is audited by someone or someones you choose to trust. Let's be honest here, average Joe isn't auditing shit.

[-] gendulf@lemmy.world 1 points 1 year ago

You mean you don't read the billions of lines of code contained in all of the open source apps that you use? Shame, shame... :)

Most likely a device that you own is infected. Have you completely delete and reset all your devices?

[-] Snowman44@lemmy.world 0 points 1 year ago

Running a virus scan wouldn't be enough? I'd rather not factory reset everything.

[-] EdibleFriend@lemmy.world 1 points 1 year ago

how do I fix this?

probably like this.

No :(

[-] RagingNerdoholic@lemmy.ca 0 points 1 year ago

To be fair, factory resets are a huge pain in the ass. Might as well try other things before busting out the nuclear option.

[-] nous@programming.dev 1 points 1 year ago

Once you suspect a device is infected the only good option is the nuclear option. Anything else will not be guaranteed to 100% remove it, or really, anywhere near close to that, or even detect everything wrong in the first place or after attempted removal. And with a month long period between attacks that is a long time to wait and see to see if any other option might work.

[-] Saikopat@sh.itjust.works 0 points 1 year ago* (last edited 1 year ago)

No, it won't. If you value that situation enough to post here, you should also listen to the advices you're given.

If you have an antivirus running and you're still being pwnd, a scan won't change anything.

Format everything, computers, phones, everything with an Internet connection really. Yes, it's a pain, but also yes, it's necessary.

Do it

[-] demesisx@infosec.pub -1 points 1 year ago

A lot of other good comments here but I would also recommend not swiping your card at ANY machine. I had my debit card # lifted several times before I finally decided to only use something secure like ApplePay (at the gas pump particularly). Apple Pay changes the card number every single time it’s used. So, it can at least pinpoint the exact moment it was stolen if it somehow did give up your info. I’ve never had to worry about my card number getting stolen since I made that change.

[-] Snowman44@lemmy.world 0 points 1 year ago

I don't have apple pay, but I do use Google pay whenever I can.

[-] MeatSweat@sh.itjust.works 0 points 1 year ago

Google Pay will do the same thing so you should be good there. It's called credit card tokenization.

this post was submitted on 22 Jul 2023
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