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this post was submitted on 06 Oct 2023
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The program runs at reduced payouts if it's not "fully funded". That's how the law is written and isn't controversial, just not really talked about in these kinds of doomer articles.
If the program is paying you significantly less than what it should, you can’t rely on it for retirement calculations.
It isn’t enough to retire on on its own today. The program paying significantly less of its distributions as a result of being not possible to fully fund, results in many of us believing it is a program that served the elderly of today ( boomers) and not those who come later as a result of the funding to withdrawal ratio that the baby boomer generation will create.
I was responding to the claim that the program would stop working, not that the program would need larger payouts to eliminate poverty.