Do you use virtual credit cards? (lm.paradisus.day)

submitted 1 year ago by rutrum@lm.paradisus.day to c/privacy@lemmy.ml

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I came across privacy.com, a service that generates virtual credit cards, like aliases for your real credit card that can be paused or discarded at any moment.

My own credit card company has this feature. But it requires a browser plugin that so obviously is there to track my spending habits, so I've not wanted to consider it. Privacy.com looks like a great alternative.

But is it even worth it? It may be a hastle, but I can also cancel my actual credit card at any moment and they will send me a new number immediately and a card a few days later. From a privacy prospective, how much can a company use my credit card credentials to track me? Maybe a third-party virtual card provider even masks my own purchases so not even my credit card company knows? Not sure about that one.

Please share if you use one, who its with, and if its worth it.

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[-] JoMiran@lemmy.ml 22 points 1 year ago* (last edited 1 year ago)

I use privacy.com all the time and it's great. Their virtual cards can only be charged by a single vendor so if anyone else tries to send it a charge, it fails. A small rural service firm I use has a clear and ongoing data breach. Every month or two the virtual card I have with them starts being charged by thieves. The charges always fail because they aren't the originally assigned vendor. I used to replace the virtual card at the vendor after every breach but it's constant so I just let Privacy block the unauthorized charges.

Another feature I use is the fact that you can use any name and address for the card you want.

this post was submitted on 21 Oct 2023

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Privacy

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