Do you use virtual credit cards? (lm.paradisus.day)

submitted 1 year ago by rutrum@lm.paradisus.day to c/privacy@lemmy.ml

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I came across privacy.com, a service that generates virtual credit cards, like aliases for your real credit card that can be paused or discarded at any moment.

My own credit card company has this feature. But it requires a browser plugin that so obviously is there to track my spending habits, so I've not wanted to consider it. Privacy.com looks like a great alternative.

But is it even worth it? It may be a hastle, but I can also cancel my actual credit card at any moment and they will send me a new number immediately and a card a few days later. From a privacy prospective, how much can a company use my credit card credentials to track me? Maybe a third-party virtual card provider even masks my own purchases so not even my credit card company knows? Not sure about that one.

Please share if you use one, who its with, and if its worth it.

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[-] rutrum@lm.paradisus.day 2 points 1 year ago

Wow 2fa on credit card purchases is a brilliant idea. And yeah I should probably look a little closer at my bank's extension and see if its really the threat I think it is.

[-] MinekPo1@lemmygrad.ml 1 points 1 year ago

BTW, normal online credit/debit card purchases can require 2fa. I got automatically enrolled, but I'm not about people who don't use the mobile app, but SMS 2fa may be used as a fallback :/

this post was submitted on 21 Oct 2023

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Privacy

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