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this post was submitted on 22 Dec 2023
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Anyone who has had their bike stolen or car broken into or otherwise be victim of a crime the police don’t really care about knows this is not the case. You’ll be told to come in and fill out a form, or if you’re lucky you might have someone call you and fill out the form for you. They’re not going to send a cop out for that, and the form doesn’t really get acted on, it’s just for records keeping.
The last time I had my car broken into, they sent an officer out to take the report. They, of course, did nothing with that report, and I found the person who had broken into my car later through reliable sources.
For a while, I had a partner who lived in Harlem. Their apartment was broken into multiple times by forced entry via the fire escape.
I remember the cops laughing as they took the report, which we only filed to get the insurance claims. Nothing was done other than sending out two officers to spend five minutes taking the report. I’m not saying they need to find every stolen laptop in NYC, though. I’m just saying that they absolutely choose how to investigate and resource complaints.
Last time I had my car broken into they told me to file a report online. It took them over a year to send a form letter reply saying they got it.
Yeah I don't want my police spinning their wheels hunting for a used bike. The police time and resources could pay for a new bike.
Unfortunately, that’s not the tradeoff the police department offers. And we do need to distinguish between relative and absolute values. Relative to myself, having a multi-thousand dollar bike loss isn’t all that big of a deal, and I have insurance anyway. For others who depend on their bikes as their primary mode of transportation and who don’t have the ability to just walk into a bike store and slap down a credit card without thinking twice, it’s a much bigger deal. For those people, their lives are impacted as much as a car theft would on someone else.
I do get that we have limited resources and they need to be used for more serious violations, but by that same token book banning isn’t one, and would not have required an officer to physically investigate. This is about purely fascistic thought control and book banning. Honestly, I would have preferred that cop go track down a stolen bike ring.
I agree with all of this. Especially the part about insuring against risks you cannot afford. How much was your policy? I imagine it's less than $100 per year.
"Pro Tip" I learned looking up camera insurance - don't get specific item insurance, if for whatever reason you're not doing a home insurance rider contact an insurance agent to get you a Inland Marine policy (I have no idea about the naming). I got like $11,000 in coverage for ~ $150 a year, with a $100 deductible. Covers theft and me breaking it accidentally.
EDIT: And how this relates is it seems like you can schedule just about anything with a serial # and declared value via the agent on the policy.
I have to confess that I don’t remember. I carry riders on my other policy for high value items like my camera gear and bike. It all goes into a lump sum that just gets auto paid annually.
But you’re right - they’re fairly inexpensive to insure.
A rider's rider rider.