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They keep raising prices, stating that it's due to inflation, but then they keep having record profits.

Meanwhile, the average American can barely afford rent or food nowadays.

What are we to do? Vote? I have been but that doesn't seem to do much since I'm just voting for a representative that makes the actual decisions.

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[-] guyrocket@kbin.social 9 points 11 months ago

Here's what I'm doing:

  1. MAXIMIZE INCOME. I just got a much overdue promotion. More income helps. I'm going to try for a second one soon. This can be difficult because if your skills are not very marketable it may mean giving up more of your time...which sucks. Move up where you are and when you can't do that any more move over to somewhere else with more headroom.
  2. BE WISE. Be fiscally conservative. I think you need a decent income for this, if you're barely scraping by then you don't have this luxury. Have the recommended months of savings, avoid unnecessary expenses, save for retirement, buy instead of rent, avoid borrowing, etc. All that stuff financial advisors and personal finance classes teach.
  3. MINIMIZE EXPENSES. Do you need a brand new car or can you get by on a 5 year old car? My vehicle is about 15 years old. Vehicles are almost always a liability. Can you take public transportation instead of owning a vehicle? Buying groceries at Whole Foods? Stop that, go to Aldi and Costco. Burning incandescent bulbs? Get LEDs. Can you live with a roommate? Etc.

Some things I'm considering:

  1. BITCH ABOUT IT. Write your representatives and tell them to get off their FUCKING ASSES and DO SOMETHING.
  2. Downsize my living situation.
  3. Rent my current house and buy a duplex. Let someone else pay for the duplex with the other half's rent.
  4. Move to Vietnam and live like a king.
[-] Dieinahole@kbin.social -5 points 11 months ago

Ah, landowner class, checking in with bullshit as per usual

[-] guyrocket@kbin.social 9 points 11 months ago

I'm not going to apologize for who I am but I'm no1%er.

Sorry you have to hate.

[-] Dieinahole@kbin.social 2 points 11 months ago

Your post reads like a buzzfeed article.

Next you're going to tell me to lay off the avocado toast

[-] nbafantest@lemmy.world 4 points 11 months ago

The vast majority of Americans own houses

[-] BraveSirZaphod@kbin.social 5 points 11 months ago

It's very funny how effectively you can turn "a statistically average person" into some ominous sounding elite other by just dressing it up in class language.

[-] nbafantest@lemmy.world 1 points 11 months ago

@Dieinahole@kbin.social is just being nice enough to let us know @guyrocket@kbin.social is part of the shadowy elite cabal

[-] Dieinahole@kbin.social 1 points 11 months ago

Hey I own my own home too!
It has four wheels.

I don't actually know anyone who straight up owns any land

[-] nbafantest@lemmy.world 1 points 11 months ago

There are certainly a lot of structural reasons people keep mortgages rather than paying them off.

[-] algorithmae@lemmy.sdf.org 1 points 11 months ago
this post was submitted on 04 Jan 2024
629 points (96.9% liked)

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