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Inventorying high value items with receipts
(programming.dev)
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this post was submitted on 24 Feb 2024
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Yeah, if we focus on high value items, it becomes much simpler. But what if there’s a disaster like a fire? One shirt is too cheap to worry about but having to replace all your clothes is expensive, so what’s a practical way to inventory that?
Looking at my home automation stuff, really the only expensive thing is my smart thermostat and it’s nit that expensive. However all the devices add up to several thousand dollars.
Maybe there’s a sense of type and volume or something, and video or photos, that would be sufficient to inventory everyday stuff
Actually, I’d also wonder how far insurance “replacement value” stretches. So many things I got on close out deals where the nearest remaining similar brand is several time the price
I've never been in a situation where I needed insurance to replace all my stuff, and hope I never do.
My priority are lives (people, pets, etc.), and data that can't be replaced.
The high value items are important to replace, because I couldn't afford to replace them all at once.
For stuff like clothing, if I had to replace it all, I'd probably take the minimalist route and get the bare minimums. I'd probably prefer that, even if EVERYTHING could be replaced.