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Does this plan make sense? v2
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From an outsider perspective. Two houses/chambers are better than one. But the second should be a review chamber that sends amendments back to the first. If those amendments are rejected by the first then so be it.
Something like PAYE would be better than having your government work out the tax. It places the expanse on the companies rather than the government or the individual.
With a less convoluted tax system and businesses working it out you probably wouldn't need to ban those tax companies as market forces would make them no longer viable.
VAT should be on luxury goods, and ones that the government wants to discourage the use of for public health (500% vat on tobacco products, 300% VAT on vaping etc).