submitted 7 months ago by root@lemmy.world to c/personalfinance@lemmy.ml

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I wanted to start using a budgeting program to better organize my spending/ goals, and basically narrowed it down to 3 --YNAB, Actual and Quicken Simplifi.

I setup a self-hosted instance of Actual and was able to import my spending from my account by exporting from my bank and importing into the app, however this seemed like it might get tedious over time, so I decided to try YNAB.

So far this has been pretty straight forward. I’m still waiting for things to sync up with my linked accounts, but I like it so far. I would try Simplifi but there’s no trial period there; though the graphs and UI make it seem appealing.

Anyone here have any experience with Simplifi/ YNAB, and why might you chose one over the other?

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[-] Z3k3@lemmy.world 3 points 7 months ago

Ynab is what we use works well for us. However the version we use we bought in steam at the end of a summer sale. I believe its on a subscription model now (you need to budget I'm your budget sodtware)

The version we are on from what I can see can be knocked up in a spreadsheet but it may have changed since then

[-] borari@lemmy.dbzer0.com 2 points 7 months ago

I had no idea that YNAB was (is?) sold on Steam. I find this hilarious for some reason. I’m hoping it has rich presence features and will update your Steam status to show your net worth or current amount of your Available to Budget category.

[-] PlutoniumAcid@lemmy.world 3 points 7 months ago

That's YNAB4, their last desktop version that you could buy once and use forever.

After v4 they switched to the web based version with a yearly subscription. While it's good that they continually improve it, IMHO it's not worth it unless you use an American bank that supports automatic data import into Web YNAB.

[-] Z3k3@lemmy.world 1 points 7 months ago

Yeh it was pretty hilarious. It was on the last day of the steam sale that year there was much memeing

this post was submitted on 19 May 2024

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