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How do I make enough money to live?
(lemmy.world)
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this post was submitted on 11 Jul 2024
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This thing about the budget is absolutely golden. I learned it from Dave Ramsey and I do the exact same thing. I have a budget that I've worked out and I do it roughly every six months to a year and I sit down and I say, I've paid this, I've paid this, I've paid that, I've paid that, I still need to pay that and it has helped tremendously. A budget can really show you where you are fucking up and can cut back. It's been an absolutely amazing tool and I would not want to automate it in any way because sitting down and doing it manually makes you see it.
Just be careful with Dave Ramsey's advice. He's good at getting people on track, but his investment advice sucks and he's way too obsessed with avoiding debt tools. But if you're in debt, he's really motivating.
Yeah, true. I listened to him on getting out of debt and focusing on that, even though I have very little debt and none of it consumer credit cards.