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Bitcoin is Stupid and Does Not Deserve an Emoji (blog post)
(thedabbler.patatas.ca)
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That's pretty much exactly my thought. I hold a very very small amount in Polygon, but only in order to pay the gas fees for the Polygon network. So I never have more than a few US dollars worth in it at a time.
Yeah, I basically just do Monero, and I use it as a spend account and use it anywhere it's accepted. I don't invest in any cryptocurrencies because I don't think cryptocurrencies have positive expected return (it's all hype), so I keep the amount of crypto I have small.