You can only get more conservative when you have things to protect like a house and a pension.

In aggragate, that's the more reliable way to make a population more conservative, but remember that a reasonable portion of fascists in a society that is going in that direction are going to be people who either lost that or never had it and, in either case, blame some minority for that fact. (The majority are still people like you describe, though, the petite bourgeois, etc., who feel insecure in their holdings)

I agree if you mean neoliberal-conservative