Bang on. They're all culpable and doing nothing to address the underlying problem because they all know the solution bites the hand that feeds them (those with money).

As a good example we all witnessed over the last year + constant initiatives by all governments to free up capital to ease the building of housing. Outside of the government what private company is going to not want to maximize their profit when building housing? Rental units and low income housing will never be prioritized. Hell starter homes will never be prioritized there's no money in them.

Every opportunity for any level of government that is flush with land to say "we will build housing" like they did decades ago. Of course that would require real leadership and we all know that's not what is on the menu in politics anymore.