submitted 3 weeks ago by root@lemmy.world to c/personalfinance@lemmy.ml

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For the last decade or so, my SO and I have been more or less dividing our expenses, and Venmo/ PayPal-ing the other as needed (rent, etc).

I know a lot of couples use a shared account that they both contribute to via direct deposit. How many of you do this? Any drawbacks or other options I haven’t mentioned?

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[-] OwlPaste@lemmy.world 1 points 3 weeks ago* (last edited 3 weeks ago)

Have two shared accounts, an instant access one for both of our credit cards and a savings account for... Err savings and interest. Works very well for us. Basically keep a certain level with instant access one and any overflow goes to savings account. Pretty simple system. On personal current accounts we keep just a few hundreds for emergencies.

this post was submitted on 05 Dec 2024

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