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Do it...
(lemmy.world)
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this post was submitted on 05 Dec 2024
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Absolutely. Even for suicide given a year or two. Unlike healthcare, life insurance pays on the nose. They only have 1 chance to get it right before customers run away.
Life insurance is actually pretty good about paying out. Their racket is more about the aggressive way they sell you the wrong policy to begin with. They make their money at the time of purchase, rather than by denying pay outs.
In fact, most insurance, other than health insurance, is actually run fairly well. It's almost like an insurance model isn't the correct model to use for handling healthcare.