submitted 3 weeks ago by root@lemmy.world to c/personalfinance@lemmy.ml

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For the last decade or so, my SO and I have been more or less dividing our expenses, and Venmo/ PayPal-ing the other as needed (rent, etc).

I know a lot of couples use a shared account that they both contribute to via direct deposit. How many of you do this? Any drawbacks or other options I haven’t mentioned?

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[-] sugar_in_your_tea@sh.itjust.works 2 points 3 weeks ago

I'm with you. We do have separate accounts, but only for our personal "fun money," everything else is in a joint account or on a credit card that gets paid from a joint account.

I've recently been consolidating accounts to make it evn easier if I pass, because I'm both the only breadwinner and take care of all the finances (not for lack of trying to get them involved). But everything is joint and I don't see why we'd ever want separate accounts.

this post was submitted on 05 Dec 2024

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