*Me saying a fairy tale scenario that will not exist under capitalism.

*Reality standing behind me.

You can't and wont deliver a long term solution for "middle class" people by working within that system. The goal of capital is ultimately to have as few as people as possible, with as much power as possible. Any middle class you are talking about will become lower class and poverty class with enough time. It absurd that you can look at the current system and believe that it would ever deliver on your promise. Believing that it would work with an uncorrupt government is trying to say that there is an "ideal" version of capitalism out there and we just need to do that.

You are looking at the only version of capitalism that exists. Any regulations, safeguards, and safety nets will be corrupted and withered away eventually because the people and institutions that supposedly uphold these ideals will be rewarded for doing so. You create a competitive class system and you are shocked and outraged when people cash it out to gain, or maintain their social class to avoid becoming lower class.