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It's an acceptable loss.
(lemmy.world)
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this post was submitted on 16 Dec 2024
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I guess this meme only applies to America?
In most European countries, you pay for your insurance by contributing a certain percentage of your wages to your insurance company and a retirement payout company. Of course, you don't have to bother with that, since your employer does this in most cases (if you're not a contractor). I think this is a better strategy than just paying from what you have.
In the Netherlands your pension fund is withheld from your wages (partially a mandatory government fund, partially a fund your employer might select).
My previous employer invested about 1% of my wages into the fund, which was quite shite. My current employer invests 10% and has a significantly better return.
Health insurance is a monthly cost you pay on your own (starting at around € 120 / mo). It's a € ~350 yearly deductible and coverage is mostly decided by the government. Any additional coverage is your own choosing and comes at a premium.
As you can only switch contracts on a yearly basis, comparing health plans is effectively a Christmas tradition for all Dutch citizens.
Put this image into a translator, but in short, in Slovakia, your employer pays for your health insurance. (if you're not self-employed)