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Americans Are Alarmingly Underinsured for Flood Damage
(jacobin.com)
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this post was submitted on 26 Dec 2024
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The best insurance is a good deterrent, building a good retaining wall will likely help in protecting the home.
Much like making sure that trees near the home aren't tall enough to land on the home.
Edit: I'm not saying to not get insurance of you have a wall, but having the wall in addition to insurance will make life that much easier.