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Windows 10 users urged to upgrade to avoid "security fiasco"
(www.bleepingcomputer.com)
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As a normal person I don't think there's a good reason. It just makes it harder for someone to get into your system/recover your data if there's a problem with the machine (or if it's stolen but personally I think it's less likely for that to happen for the majority of people). If it's a company PC with sensitive info on it that's backed up elsewhere then yea you want to prevent people from getting into that thing as much as possible.