Bonus points if it has a debit card. I would totally switch if it meant I could replace my current brokerage, which I use for a checking account as well.

Right now I use a budgeting app (Tiller) to pull balances, but the one I use doesn't pull tickers (unless i missed something). I think Personal Capital does, but AFAIK there's no API to pull that data into a spreadsheet. I really don't like using these third parties, so I would be happy to pay a bit if it meant I could do it directly.

Updating in case this turns up in search results. As of July 2024, Schwab's "end of 2023" individual API still has no expected release date.

I ended up getting an experimental account with Interactive Brokers. Their API talks to client software running on your local machine, rather than directly to their web servers as TDA. This makes it a little easier, because authentication is all handled by the client software, but it also means you have to manually log in through the client, and there is no authentication between client and API. Their documentation and examples are ok, but the framework is a lot more complicated, because it handles stocks, bonds, crypto, commodities, and forex.

I understood that TDA accounts with API would continue to work. Did yours stop working?

I delayed moving an account to TDA with API because I wanted to wait for the first to settle.