Wut?

I don't know which jobs you're looking at, but the thing is that many jobs require problem solving skills. And it seems you have none. Sadly, it's completely up to you to acquire them.

Except that you're not in a sinking boat and you're in the top 5% of the richest people in the world.

The major democracies are doing fine.

Good luck, lol. This ain't Reddit, bro.

It was already mined, it only needs to be recycled if we continue using old battery chemistries. Which is unlikely.

No, it won't. Chargers are already on every bloody street, they're called lamp posts. You just need to retrofit a plug into them.

This is irrelevant. First, there are chemistries not using cobalt, as explained already. Second, elemental cobalt is infinitely recyclable as all elemental metals, thus we don't need to mine that much more, just like we don't mine as much iron ore as we did centuries ago (relative to overall consumption). Yes, we still mine a lot of iron ore, but we recycle a lot as well.

Used to be? I have some bad news for you, mate... Just look at how men react when women try to defend themselves in any public debate, especially online. Every men suddenly turns into a trans and every woman is called a TERF and dehumanised publicly. This shit is more out of control than ever!

I don't care about US, not everyone lives there.

For 2-5 years? Ok, cool.

That's because if the rates suddenly go up, you won't be able to afford the mortgage and you'll go bankrupt. If your rent goes too high, you can just find a cheaper place.