Services such as these do exist, but I believe there is a social/mental stigma to them, in addition to any cost barrier. A lot of people think “this will never happen to me” or “maybe I will need this when I’m older, but not now.”

Came here for this comment. I don’t think the word “literally” means what they think it does.

The company has previously been accused of a “shoot the messenger” strategy in which workers were punished for raising safety concerns.

Both literally and figuratively

Here is a company that is trying to do the right thing: Tony’s Chocolonely

Note: I am not affiliated in any way, but simply heard about them via another story.