[-] centof@lemm.ee 21 points 11 months ago

I call it virtue signaling. It's the same idea, just a clearer term for it.

Do those mythical organized thieves really exist? I think 80+% of crimes are crimes of opportunity done by vulnerable people like crackheads, mentally ill, or other low income people.

[-] centof@lemm.ee 26 points 11 months ago

what might everyday people use to set up forums as relatively easily and cheaply as their Discord servers, and not have them riddled with ads or other clunky elements?

Discourse is a clean open source forum software that is commonly used for application support and well suited for it.

Or if your a real die hard for the fediverse, you could set up a lemmy instance for application support. There's even a phpBB frontend for an oldschool forum look and feel for it.

Usually everyday people don't setup forums, that's the responsibility of the application owner(s) or provider. In this case, the easy option is also the shitty option if measured by discoverability of the content.

[-] centof@lemm.ee 20 points 11 months ago

Reminder that FBI was behind COINTELPRO, the organized attack on basically any left wing org in the country. And they continue to use very similar tactics to this day.

https://en.wikipedia.org/wiki/COINTELPRO

https://www.zinnedproject.org/if-we-knew-our-history/fbi-war-civil-rights-movement/

[-] centof@lemm.ee 25 points 1 year ago

Socialist policies are popular in polling. But as soon as they get called out as socialist, people shut down and revert to their mass produced programming. Capitalism good! Socialism Bad!

[-] centof@lemm.ee 22 points 1 year ago

For some companies, yes. Ultimately, it all extends from greed. Gotta keep my using my land because otherwise it will lose value. Gotta layoff people to make profits go up. Must make money printer go, Brrrrr.

[-] centof@lemm.ee 26 points 1 year ago

Do not go to sci-hub.se! Can you believe someone had the audacity to allow access to government funded research papers for free? Everyone knows that only elite institutions deserve the benefits of publicly funded projects.

Support your local capitalist by paying them for the content they rightfully stole.

[-] centof@lemm.ee 24 points 1 year ago

I don't doubt that RCV has flaws. But we know that FPTP has flaws. So the question then becomes, Is RCV or FPTP the better voting system? If RCV is a better voting system than it should be pushed for and supported because of that fact.

Perfect is the enemy of good. It is relevant in life and in politics.

For example, If someone is so obsessed with making sure your comment is completely accurate and factual that they end up deleting and never posting the comment, then that comment will not help anyone. Or for another example, I shouldn't wear a mask because it won't fully protect me or others from coronavirus. Doing something even is if it is an imperfect improvement is better than doing nothing.

I believe an RCV system is better than FPTP and therefore support it. I also would support STAR for the same reason.

[-] centof@lemm.ee 21 points 1 year ago

First of all, I'm ignoring the incorrect assumption of the title that a 401k ever made anyone rich. At best it taught some people not to immediately spend all their money and to instead save some for the future.

The article's trying to draw a correlation between present times and the 1960-1980 period when inflation was historically high. It assumes that because a 60 40 stock bond split did poorly in that time the same will apply to the immediate future.

To that point, bonds are designed to not perform as well as stocks as they are lower risk investments. Use them only if you are more worried about losing the money(in short term downturns) you've already built up than continuing to make your money compound continually and grow.

The reason for bonds in a portfolio is to hedge against the volatility of the stock market. You don't need them if you aren't gonna take out the money for 10+ years. Think of them as an insurance policy against the ups and downs of the market. They can help in the short term but in the long term, they are just a waste of money.

The 'right' way to invest for growth is to simply invest in a passively managed Fund or ETF with a low expense ratio (~0.05%) that tries to track the SP500 and simply keep holding it in the market. Time in market beats timing the market. Mr. Money Mustache advocates for essentially this approach as well as bogleheads with their investing principles.

Most employer offered 401ks are crap that limits peoples choices to a few 'select' offerings and does not include any good mutual funds or ETFs that meet the above criteria. Instead, they have much higher expense ratios that continually drain money from their accounts and rarely even match an SP500 based fund on performance even excluding fees.

The only use for 401ks is to take advantage of any matching policies they have in place. But it's better to periodically rollover that 401k balance to an self-managed with vanguard IRA or Roth IRA. Any money you want to save in excess of the matching policies should instead be contributed to your IRA or Roth IRA.

[-] centof@lemm.ee 25 points 1 year ago

It seems like it would make for a great replacement for Tape Backups that are currently used for long term storage. They are easy to write to but hard to read from and restore. It'll probably be a great technology to put backups on especially if it lasts as long as they say. The challenge will probably come in with the specialized reading and writing laser / microscopes being expensive.

[-] centof@lemm.ee 23 points 1 year ago

If anyone, I guess we have Torvalds or Stallman. But if they were here, I doubt they be stupid enough to admit it.

[-] centof@lemm.ee 21 points 1 year ago* (last edited 1 year ago)

Meanwhile said CEO is the one that intentionally promotes 'clueless' people (Read overtly offensive) people as leaders and then paints the workers that are coerced to humor them as in the wrong when they don't put up with it.

[-] centof@lemm.ee 22 points 1 year ago

Anybody got a TLDW;? Or did all of you just comment on the title and the snippet?

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centof

joined 1 year ago