I dont know what was your problem with slowdowns. I've been rocking s8plus and now s22ultra and the only times when either were restarted was an update. I can agree with your point about design but its basically a different approach to development as with iphone you must use certain elements whereas with android you can do what you want.

Ah yes, we will use your deposited money to grow our wealth and give out credit, but that will cost you because we have to afford servers, IT admins AND a yacht for every shareholder. /s

The saddest part about it is that although what you said is true, that doesn't guarantee that the sum won't grow. What I pay back is not even covering the interest, and it keeps growing. It may be that I'm going to pay that "tax" for my whole life, which is ironic because I dont even work in the same industry as the education I'm paying back for.

38k uk pounds. Thats the amount of student debt which is slowly becoming crippling since the uk are raising the % higher and higher.