Yes. It's always a good question to ask yourself:

Would you rather be effective or be right?

Hehehehehe sounds like satire as you point this out to how often the opposite happens

Hey! I'm part of a trend!

Keeping it under 10-12k total. Biggest splurges so far are 1.5k custom tailored three piece suit and 1.6k for photographer to cover the entire day without hour limits. Food will be about half the total cost.

But grocery store flowers, digital invites, thrifted dress, basic rings, picnic area ceremony and restaurant rehearsal. No DJ. No alcohol. No florist.

1. A house is not an asset if it's the one place you can live cost-free in retirement.
2. We all pay into the system with our taxes - including someone who earned enough to afford a home. Why should anyone not benefit from the taxes they paid?
3. Anyone can be sick and in long-term care as they age, including ourselves. As we age, we may not be able to keep working. Those costs add up fast in our healthcare system. And we don't get to make those choices up front for ourselves or our families. The bills come months if not years later. No one says what you owe until it's too late. Why should anyone pay a cost they weren't told would be coming?

I can't argue that the way the US provides many services based off wealth is fair - I believe we should have a universal system that we all benefit from. Why should someone making less than me get better services than me because my job offers worse insurance than they get? We should all benefit.

But, if the choice is that no one benefits or that of our current system. I'll choose our current system. Because I don't know if I'll be the one on the other side 40 years from now.

Wait really?? That makes so much more sense 🤣

I'm dying now because that's literally what I thought when my extended family says it.

What part of California?

Not quite an idiom but term of endearment: petit chou in French is little cabbage but is often used for young kids...

I'm going to put in a third vote for YNAB.

How do you feel it compares to YNAB?