If it weren't for my parents I couldn't afford to live in this state as I live with them. Even as a homeowner, my mom is finding it hard to cope as homeowners insurance rates keep rising and the crisis is deepening as more insurers leave the state or stop offering new policies. I financed a used car back in 2022 for $8,500. I don't think I'll ever own a home here, not that I'd want to anyway, and as for cars I'm better off buying cheap and used.