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What your credit score actually means
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this post was submitted on 17 Dec 2023
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Monitoring is only a tiny fraction of the problem. I've had ongoing identity theft problems for decades now. Which means I have to hire lawyers, and call the FBI, and deal with multiple fraud departments. All to prove I didn't have a damn thing to do with random companies reporting debts that I've never had, on accounts I never opened.
Woot, that's awful. Is your social like a super memorable one or something? Surely at this point you could just get a new one. I know they don't like that, but if you're getting the FBI involved, surely he's cheaper to do some paperwork.
There is no cheap way out, it takes lawyers and years.