What are some financial life-hacks everyone should know? (lemmy.world)

submitted 1 month ago by cll7793@lemmy.world to c/asklemmy@lemmy.world

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[-] shalafi@lemmy.world 7 points 1 month ago

Got some bad marks on your credit, even a 30-day late ding? Dispute them, even if they're legit.

Americans can request a free credit report every year, from all 3 credit reporting agencies. Mark everything negative as, "wasn't me". The debtor has 30-days to respond, if they don't, fuck 'em, it's off your record.

Worst case? They come back and say the challenge was verified as false. Oh well.

this post was submitted on 23 Aug 2024

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