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I’m not suggesting it’s perfect — I’m suggesting it’s better. I’m suggesting optimizing a healthcare system around profit instead of population level health measures shouldn’t be done. I’m not suggesting that making things be non profit or single payer will magically resolve all issues, only that it will be better.
OK, but you can already find health care that is not optimized around profit. Just sign up for BCBS (which is available in most places) and choose a nonprofit medical center as your PCP (which are easy to find since they greatly outnumber for-profit medical centers).
I suspect you may find that this leads to slightly higher premiums. After all, one of the reasons UHC denies so many claims is to keep their premiums low. But in health care, you generally get what you pay for.
Not all BCBS plans are nonprofit actually. And most comparisons I can find for nonprofit medical facilities show lower costs. I haven’t found many studies on pure on profit health insurance vs for profit insurance, but I did find a Harvard paper which compared specifically BCBS plans that converted from non profit to for profit, and here’s an excerpt from that:
Here NP is nonprofit, FP is for profit, and NFP is not for profit. Bold emphasis is mine. You can read the study here:
https://www.hbs.edu/ris/Publication%20Files/20130370_manuscript_c83842eb-f97b-4c84-b356-c72d163dff9b.pdf
So I would find actually the opposite of what you said, in aggregate, according to this study. Secondly, I still argue for expanded Medicaid and a public option / single payer. I’ve worked with large population datasets from US and internationally — invariably the health outcomes and monitoring, quality of data and followup, are all better for single payer systems.
Interesting paper!
Thank you for the link.