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this post was submitted on 09 Jan 2025
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That's fire insurance, but yeah, pretty much the same thing. I have my cert in personal lines. We provided that everywhere but where it was needed. FEMA would step in. We have a risk pool. If the number of claims/ emergencies outweighs the risk pool, there's nothing we can do. There's no money, no resources, and no people.
My family owns a ranch in SoCal. Don't even start man lmao