It's more that you can't be assured of being able to buy the necessary insurance for 30 years, let alone the time you're likely to live in the house after paying off the mortgage. Changing the rules to require that insurers commit to renewals for the duration of the mortgage might make it more doable, but would likely result in large areas becoming impossible to sell homes at anywhere near currently-prevailing prices.
Yeah, there's probably some level that's too high, but $16 to $20 per hour is pretty clearly a long ways from it still.
There's a fair bit of opportunity to slack off when you have a lifetime appointment and feel like doing that
A Term of the Supreme Court begins, by statute, on the first Monday in October. Usually Court sessions continue until late June or early July. The Term is divided between “sittings,” when the Justices hear cases and deliver opinions, and intervening “recesses,” when they consider the business before the Court and write opinions. Sittings and recesses alternate at approximately two-week intervals.
Yeah, because the other Republicans are protecting him
I don't actually know; try asking Christopher Webb whom I think created it.
It's a gift link. If you're not stripping off the access token from the URL, you should be able to access the article without needing somebody to do that.
Notice how it's a statement from another insurer
There's a chunk of the population for whom this is a very big deal, and it's easy to communicate what happened.
The problem is that as a random cemetery worker who can't afford bodyguards 24/7, pressing charges stands a significant chance of getting you killed.
The thing that's amazing is that Walz did these things in the 1990s, when it was still reasonably common to fire teachers for any kind of hint they might be gay. That takes real courage.
Flood insurance in particular isn't run by business in the US; it's underwritten by the federal government, and has been operating at a loss for quite a while. The example in this story is somebody who while they signed up for it, experienced damage before the policy went into effect (there's a 30-day waiting period to start)
Homeowners insurance tends to actually pay out when you have individual uncorrelated failures (eg: house burns down due to electrical system failure) which is what's it's designed for. Having that around makes buying something as expensive as a house practical.