Steam is pretty much the only thing that stopped the Microsoft Store.
If that had happened, you probably couldn't even run games anymore on windows unless they were installed through the Microsoft store. Mods would be dead, and we would be in the same, but worse situation.
Hell, maybe you couldn't even buy games, but had to buy "game subscriptions" like game pass on xbox
If you are in the EU,
https://www.loopearplugs.com/
These things are pretty awesome. They have the switch which allows you to change the DB drop depending on what you are using them for (or how loud the specifically concert is)
My girlfriend has some noise sensitivity and they help her a lot just to put them on the lowest dB drop setting or the middle in a busy environment.